Our Services
Personalized financial planning, retirement planning, tax strategies, estate planning, concentrated stock guidance, and wealth management.
Financial planning is about more than investments. It requires a thoughtful strategy that considers every aspect of your financial life and how each decision impacts your long-term goals.
At Millstone Wealth Management, we help individuals, families, professionals, and business owners navigate life’s most important financial decisions. Our comprehensive approach to wealth management integrates retirement planning, tax planning, concentrated stock positions, risk management, estate planning, and family legacy considerations into one cohesive strategy.
As fiduciaries, we believe financial planning should be personalized, proactive, and designed to provide clarity and confidence through every stage of life. Explore our core service areas below to learn how we help clients build, protect, and preserve wealth for the future.
Copyrighted Tax-Rebalance Software
We have our own copyrighted tax-rebalance software. This tool helps maximize after-tax returns by taking into account current taxable income and long-term capital gains. We review all accounts to confirm effective application across different types of investment accounts—taxable, IRA, 401(k), and Roth—based on the current tax code. During this process we take into account each client’s aggregate risk temperament to verify they are not taking on more risk than they desire.
Retirement Planning
Retirement is a major financial transition that involves high-stakes and often irreversible decisions. A clear roadmap with defined milestones helps ensure you’re informed, prepared, and confident.
Learn MoreInvestment Management
Personalized investment strategies based on your objectives, time horizon, risk tolerance, and income needs—kept aligned with your broader financial plan.
Learn MoreConcentrated Stock Positions
Diversify large stock holdings through individual lot sales, gifting to family or children, charitable gifts via a donor-advised fund, or option strategies such as covered calls.
Learn MoreTax Reduction Strategies
Proactive tax planning, retirement income strategies, Roth conversions, charitable giving, and investment decisions designed to help more of your wealth stay working toward your goals.
Learn MoreRisk Management
A well-crafted financial plan considers both expected and unexpected events and provides strategies to help protect your financial future.
Learn MoreEstate Planning
An effective estate plan brings together even the most complex financial considerations—wealth transfer, incapacity planning, charitable giving, and family legacy objectives.
Learn MoreFamily Governance
Building wealth is only part of the journey. Ensuring future generations are prepared to steward that wealth is equally important.
Learn MoreLet’s Start the Conversation
Every financial journey is unique. Whether you’re preparing for retirement, diversifying a large stock position, protecting your assets, or planning for future generations, we’re here to help.